At Butler Heritage FCU, we have strived to pay your debit card and ATM transactions regardless of whether funds exist in your account.  But, if you haven't told us that you want us to continue this practice, we may have to start declining your card.  Because of these new federal regulations, we will require that all account holders give us permission to cover ATm and everyday debit card transactions in the event of an overdraft, even if we have done so in the past.  If you don't give us that consent by opting-in, we will be forced to decline your card when you do not have enough money in your account.

The purpose of this information is to assist you with making an informed decision regarding these new requirements and to provide you with a means to notify us of your choice.  You decision for opt-in or opt-out will take effect August 15, 2010.

Deciding whether to opt-in to overdraft services is an important decision.  We encourage you to consider your lifestyle, spending habits and record-keeping processes and how frequently you use your ATM and debit cards before you choose which option is best for you.  Butler Heritage will send a letter of explanation and and Opt-in Disclosure to all members who have a MasterMoney Debit Card.  To Opt-in, simply complete the form and return it to the credit union.  If you do not receive a form in the mail, you can also print one from the Butler Heritage website. 

Effective December 31, 2011, members will no longer be able to order savings bonds through the Credit Union.  Members will be able to purchase savings bonds online at www.treasurydirect.gov.

The 2025 Holiday Closings for the Credit Union will be:

            Martin Luther King Day                    Monday, January 20, 2025

            President's Day                                Monday, February 17, 2025

            Good Friday                                     Friday, April 18, 2025 

            Memorial Day                                  Monday, May 26, 2025

                Juneteenth                                      Thursday, June 19, 2025

            Fourth of July                                  Friday, July 4, 2025

            Labor Day                                       Monday, September 1, 2025

                Columbus Day                                Monday, October 13, 2025

             Thanksgiving Holiday                     Thursday, November 27, 2025

                                                                   Friday, November 28, 2025

            Christmas Holiday                           Wednesday, December 24, 2025

                                                                   Thursday, December 25, 2025     

            New Years Day                                 Thursday, January 1, 2026